The liquidity score indicates the amount of available liquid assets, such as cash, that you have to pay for rent and deposits. To reach the maximum score, your balance should be at least three times as high as your current net income.
The cashflow score is based on the average monthly inflows and outflows from your accounts. If you spend less than you gain every moth, your score will be higher.
The overdraft score is based on your use of your account’s overdraft feature, meaning that your bank balance falls below 0 €. The more you use your overdraft and the longer you use it, the greater the impact on your score.